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Frequently Asked Questions

What does a Cash advance or a Payday Loan stands for?
As it comes clear from the name of such loans they are connected with quick loans and your payday. Generally, 24 hour payday loans are loans that provide you with unsecured money and are supposed to be repaid in a short period of time (usually until your payday). Such payday loans in one hour are availed when an individual is in acute need of money.

How long does it take to complete the application form?
Usually no more than a few minutes are needed to fill out the application form. The application form should be filled out carefully in order to avoid future complications.

How long I am supposed to wait for money?
When your application is submitted, you will have to wait for approval. Once approval is given, your money can be remitted to your account in rather short while (from 2 hours to one working day). It depends on a lender; some of them have more opportunities, some less. It also depends on the offer you choose.

How do I receive my cash?
Through your bank account, of cause; the money you require are wired into your bank account.

Is direct deposit needed?
As many payday loan lenders see it, you should have an active savings or checking account so that you could receive direct deposits.

Will bad credit or bankruptcy affect the approval?
In this respect you should contact your lender and ask him for more information. However, usually lenders don't bother about financial problems you had, they are more interested in the current state (monthly salary and so on…).

When I am supposed to pay back?
Financial emergency, being costly, but still not fatal is a kind of situation that requires payday loan. Consequently, being a short-term loan it is supposed to be repaid in a short time. Usually, you are to repay in a fortnight (sometimes less).

How can I change my due date?
Just contact your lender through phone or e-mail and ask him for more details. Explain the situation and ask to change the due date.

Do I need to fax any documents?
If a lender has failed to verify information in your application he may ask you to send, for example, a paystub. But it is a commonly accepted that for applying you needn't to send documents.

What if I can't repay my loan on the due data?
In this case you should contact your lender and ask for a loan extension.

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This website is a middleman striving to match your needs with the offers of lenders. The site wants to satisfy your needs with the best offer, thus ensuring your financial stability and proper work of lenders. The operator of the site is not a lender, a representative or an agent of any lender. The operator set forth his goals in serving as effective and neutral middleman. There will be no promotion or any kind of advertising of the lenders that are less acceptable in your case. As offers vary among different lenders the site undertake the task of correlating needs and offers. You are to know that time of processing, approval and credit checks are the factors determined by lenders, so we cannot be 100% in each case. Lenders, as a rule, do not check your credit scores through Trans Union, Experian and Equifax. Still some payday loan lenders can get consumer reports and credit checks by means of other providers. There is no need to worry as credit score is rarely affected with such checks. NOTE! Cash advance loans are short-term loans which aren't used as long-term loans (it is the basic rule). For long-term financial solution you should use long-term loans.