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California payday loans cannot boast for being cheap. Indeed, some 459% APR doesn't seem attractive. However, let's have a look at the whole issue from a different side. What if there were no payday loans at all? If people didn't have payday loans as their financial option they would have to pay for late fees, pending bills, and for bouncing checks. Whatever your financial situation is, not taking out a payday loan on time means losing a lot of money.California Payday Loans

To overcome financial difficulties you should use California payday loans. Once you realized you need some extra cash, just ask a lender online or at your local shop to give you some emergency money. They definitely won't refuse.

Still you should keep in mind that in California payday loans are severely restricted. Both online lenders and conventional ones have to face tougher condition to operate, than lenders in other states.

California Payday Loans - the Maximum Amount

California payday loan lender cannot lend more than $225. For two weeks loan the maximum fee is $17.65 per $100. Thus $225 loan results in $300 to be paid back ($225 the loan amount + $45 finance charge.)

Keep in mind that in case the ACH debit or check used to pay back the loan bounces, payday loan lending companies may charge extra $15.

When the payment is due

Abovementioned restrictions include a rule that there cannot be more than one outstanding loan per borrower. It is supposed to be a measure to prevent borrowers who cannot pay back from getting deeper into the debt.

It is necessary to mention that extensions of payday loans are also forbidden by law in California. Each payday loan must be fully paid on due time.

According to state law, repayment period shall not exceed 31 days from receiving the money. 31 days is maximum length for any California payday loan. Repayment period is usually shorter and supposed to end with the borrower pay day.

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This website is a middleman striving to match your needs with the offers of lenders. The site wants to satisfy your needs with the best offer, thus ensuring your financial stability and proper work of lenders. The operator of the site is not a lender, a representative or an agent of any lender. The operator set forth his goals in serving as effective and neutral middleman. There will be no promotion or any kind of advertising of the lenders that are less acceptable in your case. As offers vary among different lenders the site undertake the task of correlating needs and offers. You are to know that time of processing, approval and credit checks are the factors determined by lenders, so we cannot be 100% in each case. Lenders, as a rule, do not check your credit scores through Trans Union, Experian and Equifax. Still some payday loan lenders can get consumer reports and credit checks by means of other providers. There is no need to worry as credit score is rarely affected with such checks. NOTE! Cash advance loans are short-term loans which aren't used as long-term loans (it is the basic rule). For long-term financial solution you should use long-term loans.